Verified balance-sheet and private lenders that fund DSCR 1–4 unit, STR/Airbnb, 5+ unit multifamily, and portfolio rental loans. In New Jersey (NJ), closings operate under a Judicial (Superior Court Chancery Division) regime (210–300 days-day average timeline) with a 2.23% average property tax rate and $530/$100K landlord hazard insurance benchmark.
Balance-sheet & securitized Non-QM capital providers funding 1–4u and 5–100+u assets.