Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In New York (NY), closings operate under a Judicial (RPAPL Article 13) regime (240–360 days-day average timeline) with a 1.64% average property tax rate and $580/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.