2026 State DSCR & Cap-Rate Intelligence Report · North Carolina (NC) · gozoomloans.com

North Carolina (NC) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

North Carolina Executive Underwriting Summary: Across 19 tracked North Carolina investment markets, 1–4 unit rental properties average $365,000 in acquisition price against $2,680/month in Form 1007 market rent (8.81% gross rental yield) and $1,560/door/month on 5–25 unit multifamily assets. Investors underwriting North Carolina DSCR loans must factor a 0.78% effective property tax rate (~$2,847/yr), $560/$100k hazard insurance (~$2,044/yr), and a Quasi-Judicial (Clerk of Court Hearing + 10-Day Upset Bid) statutory framework (90–120 days typical timeline).
1–4u Base Price / Rent
$365,000 / $2,680
Gross Rental Yield
8.81% Annual
Tax & Hazard Escrow
0.78% Tax · $560/100k
Foreclosure & Timeline
Quasi-Judicial (Clerk of Court Hearing + 10-Day Upset Bid) (90–120 days)

North Carolina City-by-City DSCR, Tax & Multifamily Benchmark Table (19 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Charlotte, NC (MECKLENBURG County County)864,220$455,000$3,300/mo0.78%Open Charlotte Hub →
Raleigh, NC (WAKE County County)470,603$410,000$3,000/mo0.83%Open Raleigh Hub →
Greensboro, NC (GUILFORD County County)304,807$360,000$2,700/mo0.75%Open Greensboro Hub →
Durham, NC (DURHAM County County)267,568$425,000$3,050/mo0.8%Open Durham Hub →
Winston-Salem, NC (Winston-Salem Metro County County)257,721$410,000$3,000/mo0.83%Open Winston-Salem Hub →
Fayetteville, NC (CUMBERLAND County County)222,805$390,000$2,850/mo0.76%Open Fayetteville Hub →
Cary, NC (WAKE County County)164,686$380,000$2,800/mo0.73%Open Cary Hub →
Wilmington, NC (NEW HANOVER County County)122,153$355,000$2,600/mo0.8%Open Wilmington Hub →
High Point, NC (GUILFORD County County)117,438$375,000$2,750/mo0.8%Open High Point Hub →
Greenville, NC (PITT County County)97,152$360,000$2,600/mo0.81%Open Greenville Hub →
Asheville, NC (BUNCOMBE County County)95,087$345,000$2,550/mo0.76%Open Asheville Hub →
Concord, NC (CABARRUS County County)91,022$340,000$2,500/mo0.75%Open Concord Hub →
Gastonia, NC (GASTON County County)79,798$320,000$2,400/mo0.75%Open Gastonia Hub →
Jacksonville, NC (ONSLOW County County)75,296$350,000$2,550/mo0.78%Open Jacksonville Hub →
Chapel Hill, NC (ORANGE County County)65,002$355,000$2,600/mo0.8%Open Chapel Hill Hub →
Rocky Mount, NC (EDGECOMBE County County)62,080$380,000$2,750/mo0.81%Open Rocky Mount Hub →
Burlington, NC (ALAMANCE County County)56,146$380,000$2,750/mo0.81%Open Burlington Hub →
Huntersville, NC (MECKLENBURG County County)54,999$340,000$2,500/mo0.75%Open Huntersville Hub →
Wilson, NC (WILSON County County)54,095$375,000$2,750/mo0.8%Open Wilson Hub →

Related North Carolina Underwriting & Deal Team Hubs

North Carolina (NC) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | gozoomloans.com